1326 Baccarat system explained

The 1326 gambling strategy

1326 strategy explained and tested

The 1-3-2-6 system is a gambling strategy that works well on bets which are close to evens chance (i.e. 50/50, like a coin toss) - particularly in Baccarat and Roulette. It also works on the simple bets in Sic Bo. NB There are no actual 50/50 chances in casino games (for example, the Zero in Roulette means that even Red / Black isn't quite 50/50) but some bets come close and these are where the 1-3-2-6 can be useful.

In the 1-3-2-6 gambling system, the sequence of winning bets is simply

1, 3, 2, 6.

If a bet wins, you progress to the next bet in the sequence.
If a bet loses, you go back to the start.
If you win all four bets and complete the sequence, you go back to the start, having made 12 units profit!

NB the bets relate to a number of units, so if you're betting in £10 units, your bet sequence is 10, 30, 20, 40.

The best Strategy casinos for US players


100% up to $1,000 x3 bonuses
  • $3,000 bonuses
  • 25x wagering
  • Sports & Poker

Claim Bonus

at Bovada
#ad 18+
84% rating Expert review

Claim Bonus

at Bovada
#ad 18+
  • $1,000 bonus x 3
  • $3,000 total
  • 25x basic wagering
Great bonuses
#ad 18+ BeGambleAware.org
Casino School

What should you look for in a gambling strategy?

No gambling system can guarantee success. If someone invented one, they certainly wouldn't sell it(!) and the casinos would be very quick to ban its use.

A good gambling strategy is one which gives you the best chance of success over a large enough number of games, by taking into account the mathematics of the specific game you're playing (the 'house edge').

The 1-3-2-6 is a popular and generally successful strategy which can be employed very well on Evens chance bets. If your preference is for the straightforward bets in Roulette and Sic Bo (e.g. Red / Black, High / Low) the 1-3-2-6 may well suit your needs.

But it has two major flaws:

  1. It risks accrued profits
  2. In Baccarat, it doesn't take the vigorish into account

These two flaws are discussed in detail in this article, but were the driving force for us to devise the 1-3-2-4 system back in 2006 - a system which we feel is a refinement and improvement on the 1-3-2-6 for Baccarat players.

Four wins in a row

The best Strategy casino?

Bovada are offering new players up to $3,750 in welcome bonuses, that you can use on an excellent, slick new version of Baccarat!

Play Baccarat at Bovada now »

This gambling system works best in games where four consecutive wins happen frequently, but the only risk is in losing the first or second bet. If you win the first two bets, you're guaranteed to at least break even.

as long as you win the first two bets, you're guaranteed to at least break even

You win big with the 1-3-2-6 when all four bets come up (a 1 in 16 chance) - this would give you a profit of 12 betting units.

But the great thing about the 1-3-2-6 is that as long as you win the first two bets (1 in 4), you're guaranteed to at least break even, even if the third bet loses!

If your first bet loses, your loss is 1 unit.
If the second loses, your loss is 2 units (you'll have bet 4, won 2)
If the third bet loses, you make a profit of 2 units, because you'll be 4 units up after bet 2!
If the third and fourth win, your overall profit is 12 units.
But even if the fourth bet loses, you still break even.

The following table shows you how your profit accrues as you move through the sequence of bets. Remember that we're discussing this in terms of betting units, so if you're betting in £10 units, your bet sequence is 10, 30, 20, 40; if you're betting in £25 units, your bet sequence is 25, 50, 75, 100; if you're betting in £50 units, your bet sequence is 50, 100, 150, 200.

# Bet W/L +/- W/L +/-
#1 1 Win +1 Lose -1
#2 3 Win +4 Lose -2
#3 2 Win +6 Lose +2
#4 4 Win +12 Lose 0
why risk all your accrued profits on the last bet when you could take a small win after bet 3?

In the table above, note how with the 1-3-2-6 system you break even (i.e. neither win nor lose) if the first three bets win, but the fourth loses. This is our major criticism of the 1-3-2-6 system - why risk all your accrued profits on the last bet when you could take a small win after bet 3? This goes against one of the Golden Rules of Gambling that we lay out in our overall strategy.

Ultimately, this comes down to what kind of risk profile you have as a gambler - are you a low to medium risk player who is happy to take modest, consistent profits, or are you happy to risk more in order to maximise your potential profits?

Limit your losses

In the correct gaming conditions, you risk a little in order to win a little more.

Over the course of a betting cycle, your losses shouldn't mount up in the way that they could in, for example, the popular Martingale system. Even in the worst case i.e. 6 second bet losses, you'd only lose a total 12 units (you'd have won six units on the first bets), which you could win back by completing the sequence just once.

The table below shows how the 1326 fared in our systems tests.

For a reminder of the tests we use, check out our systems summary page…


1. Alternating win
2. Alternating loss
3. Consecutive win
4. Consecutive loss
5. Good win
6. Bad loss

Overall result for all 6 tests


Break even
7 units loss
1 units profit
5 units loss
26 units profit
7 units loss

8 units profit

Small losses

These test results show that this system never results in huge losses and works really well for short winning streaks.

Like the Paroli, this gambling system doesn't cope too well with alternating results, but unlike the Paroli, losses are never that bad - even in the 'bad loss' test, it results in only a small loss.

The best casinos for Baccarat

Check out the casinos below for the best Baccarat games currently available.

The 1-3-2-6 in Sic Bo and Roulette

This is a simple system to operate and we recommend it for low-risk gamblers. It is one of our preferred gambling systems for the Big/Small bets in Sic Bo - see Sic Bo winning strategy for explanation.

The 1-3-2-6 is also one of our preferred gambling systems for the close to Evens chance bets in Roulette i.e. Red/Black, Odd/Even, 1-18/19-36.

Please bear in mind that these bets are not true 50/50 bets - the Zero in Roulette and the Triple bet in Sic bo mean that the odds are not quite 50/50:

  • Sic Bo - 48.61%
  • European Roulette - 48.60%
  • American Roulette - 46.37%

Incidentally, the figures above show why we recommend playing European Roulette, rather than American!

Flaw #1 - why the 1-3-2-6 doesn't work in Baccarat

Many Baccarat / Punto Banco strategy sites will recommend the 1-3-2-6 as the gambling system to use. We've even found it for sale under the guise of an 'unbeatable' Baccarat system! This doesn't take into account the vigorish for the Banker bet. These sites say that a losing fourth bet leaves you even. It doesn't. A losing fourth bet actually results in a loss of 0.3 units.

The 1-3-2-6 as described in those sites can only used with the Player bet, where there is no vigorish, but the odds of Player winning are less than Evens, so it negates any advantages!

To reiterate, If you want a good system for use in Baccarat, we recommend the 1-3-2-4 - it's a system we devised especially for Baccarat players!

Flaw #2 - A little greedy?

In our opinion, the second major downside of this gambling system lies in the last bet - it's relatively easy to build a profit of 6 units with little risk (bet 3 gives an overall profit even if it loses) so why risk it all on one bet? We think that some of that 6 unit profit should be safeguarded.

This led us to develop the 1-3-2-4 gambling system - a more moderate version of the 1-3-2-6.

Where to use the 1-3-2-6 system

Live casino Baccarat

If you're a high roller, looking to fully test the 1-3-2-6 system on either Baccarat or Roulette, the best experience is to be found at one of our Live Casinos.

At Live Casinos, you'll find a real casino experience from home. You can play to 60 games an hour in Roulette and an incredible 180 games an hour of Baccarat!

And the VIP rooms on offer allow you to bet up to an amazing £500,000, with exclusive dealers, dedicated to high stakes gamblers.

Play the 1-3-2-6 on Live Baccarat or Live Roulette now!